Alternative Risk Consultant

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Kansas City, Missouri, United States of America

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Client Services

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2600YU

Apply now

Alternative Risk Consultant

Location Icon

Kansas City, Missouri, United States of America

Bag Icon

Client Services

Profile Icon

2600YU

Apply now
Working at Lockton

At Lockton, we’re passionate about helping our people achieve their ultimate potential. Our people are curious, action-oriented and always striving to make ourselves and those around us better. We’re active listeners working to ensure understanding and problem solvers developing innovative solutions. If you can see yourself delivering excellent service to clients, giving back to our communities and being a part of our caring culture, you belong here.

Secondary locations

New York City, Boston, Denver

Business unit

Lockton Management, LLC

Salary

$160,000-$200,000

Schedule

Full-time

Lockton Benefits Offerings

Click Here

Workplace

Hybrid

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Your Responsibilities

The Consultant will support the development, analysis, and execution of customized alternative risk and risk financing solutions for complex clients across industries.

This role is designed for a highly analytical and commercially minded professional with experience in insurance, reinsurance, captive consulting, structured risk, finance, or related disciplines. The Consultant will work across the full Alternative Risk Solutions platform, supporting client strategy, program design, market execution, and internal practice development.

This is a broad exposure role intended to develop deep expertise across:
•    Captive consulting
•    Parametric insurance
•    Structured risk solutions
•    Fronting and collateral strategies
•    Alternative risk financing structures

The ideal candidate is intellectually curious, collaborative, and excited to help build innovative solutions in a fast-growing practice.

Key Responsibilities
•    Client Advisory & Solution Development
•    Support the design and execution of alternative risk and risk financing solutions for clients across multiple industries
•    Assist in evaluating client exposures, risk retention strategies, and financing alternatives
•    Participate in client meetings, strategy discussions, and program presentations
•    Help develop customized solutions tailored to client operational and financial objectives

Program Structuring & Analytics
Assist with structuring and analysis of:
•    Captive programs
•    Parametric solutions
•    Structured and aggregate risk programs
•    Fronting and collateral arrangements
•    Coordinate with actuarial, finance, accounting, and underwriting partners to support solution design
•    Prepare financial analyses, benchmarking materials, and program comparisons

Market Engagement 
Support placement strategy and market engagement efforts with:
•    Insurers 
•    Reinsurers
•    Fronting carriers
•    Parametric and alternative capital providers
•    Assist with submission preparation, market communication, and negotiation support

Cross-Platform Collaboration
•    Work across all products within the Alternative Risk Solutions Practice rather than specializing in a single line
•    Collaborate closely with producers, brokers, analytics teams, and senior consultants across Lockton
•    Contribute to integrated client strategies that combine multiple alternative risk solutions

Practice Development
Support internal initiatives including:
•    Market research
•    Thought leadership
•    Product development
•    Internal education and training materials
•    Help maintain awareness of emerging trends in alternative risk, structured solutions, and risk financing markets
 

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Qualifications

Approximately 5–8 years of experience in:
•    Insurance or reinsurance
•    Captive consulting
•    Structured risk / ART
•    Risk financing
•    Brokerage or underwriting
•    Finance or accounting advisory related to risk transfer
•    Strong analytical and problem-solving capabilities
•    Ability to synthesize technical concepts into clear business recommendations
•    Excellent communication and presentation skills

Preferred Knowledge Areas
Exposure to or interest in:
•    Captive structures and feasibility analysis
•    Parametric insurance concepts
•    Structured or aggregate risk programs
•    Reinsurance markets and risk transfer mechanics
•    Financial modeling and capital optimization strategies

Leadership & Professional Traits
•    Collaborative and team-oriented
•    Highly organized and execution-focused
•    Curious, adaptable, and eager to learn across multiple disciplines
•    Comfortable operating in a fast-paced, entrepreneurial environment
•    Strong attention to detail with a client-service mindset

Career Opportunity
This role offers the opportunity to gain broad exposure across the evolving alternative risk marketplace while working directly with senior leaders, complex clients, and innovative risk financing structures.

The Consultant will play an important role in helping build and scale Lockton’s Alternative Risk Solutions Practice and will have significant opportunities for growth, specialization, and leadership development over time.
 

#LI-RS

This posting has been anticipated to close on 09-01-2026. Submit your application by clicking on the Apply Now button.

Equal Opportunity Statement

Lockton Companies is proud to provide everyone an equal opportunity to grow and advance. We are committed to an inclusive culture and environment where our people, clients and communities are treated with respect and dignity.

At Lockton, supporting diversity, equity and inclusion is ingrained in our values, and we believe that we are at our best when we fully embrace everyone. We strive to cultivate a caring culture that learns from, celebrates and thrives because of our breadth of differences. As such, we recognize that recruiting, developing and retaining people with diverse backgrounds and experiences is vital and enabling our people to thrive personally and professionally is critical to our long-term success.

About Lockton

Lockton is the largest privately held independent insurance brokerage in the world. Since 1966, our independence has allowed us to serve our clients, take care of our people and give back to our communities. As such, our 13,100+ Associates doing business in over 155 countries are empowered to do what’s right every day.

At Lockton, we believe in the power of all people. You belong at Lockton.

How We Will Support You

At Lockton, we empower you to be true to yourself in all that you do. Your success is our success, and we provide opportunities to help you grow and create a rewarding career path, however you envision it.

We are ready to meet you where you are today, and as your needs change over time. In addition to industry-leading health insurance, we offer additional options to support your overall health and wellbeing.

Learn more about your Lockton experience

No Agencies Please

Any Employment Agency, person or entity that submits an unsolicited resume to this site does so with the understanding that the applicant's resume will become the property of Lockton Companies, Inc. Lockton Companies will have the right to hire that applicant at its discretion and without any fee owed to the submitting Employment Agency, person or entity. Employment Agencies, who have fee Agreements with Lockton Companies must submit applicants to the designated Lockton Companies Employment Coordinator to be eligible for placement fees.

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