Lockton is seeking a Senior Actuarial Consultant to deliver expert actuarial guidance and strategic financial analysis for a portfolio of large market clients. In this client-facing role, you will lead the development and presentation of advanced actuarial models, advise on employee health benefits strategy, and ensure the highest standards of accuracy and client service. This role supports the broader actuarial team on additional clients as needed, ensuring high-quality deliverables and client satisfaction.

Position Responsibilities
•    Serve as a consulting actuary for a portfolio of clients; synthesize insights, advise on plan design, funding, risk/stop loss strategies, and multi year benefits financial strategy.  
•    Develop and present financial models for employer health plans, including rate setting, contribution and plan design modeling
•    Advise clients on plan design, pricing, funding strategies, reserves, underwriting principles, and stop loss, to align with overall benefits strategy. Evaluate and recommend risk management and stop loss coverage strategies.
•    Conduct benchmarking, trend analysis, forecasting, and scenario modeling to support client decision-making. Conduct reserve calculations and certify actuarial results for assigned clients.
•    Compile, analyze, and interpret financial information and data to facilitate client decision-making and executive-level storytelling with data. 
•    Support actuarial team members on clients where not directly assigned, providing peer review, technical guidance, and subject matter expertise. 
•    Participate in prospect meetings to support converting opportunities into clients. 
•    Collaborate with internal teams to innovate actuarial approaches and contribute to continuous improvement of analytics offerings. 
•    Ensure deliverables meet established standards for accuracy, clarity, and alignment with client objectives. 
•    Maintain up-to-date knowledge of healthcare marketplace trends, regulations, and actuarial best practices.

Position Qualifications
•    Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, Data Science, or related field; advanced degree a plus.
•    Familiarity with actuarial concepts and review practices; ASA/FSA credential required
•    6-10+ years in employee benefits analytics/financial consulting, health actuarial consulting, or closely related domains
•    Demonstrated success advising large, complex employers (5,000+ employees) on plan design, pricing/funding strategies, reserves, underwriting principles, and stop loss.
•    Deep fluency in benefits financial modeling (rate setting, contribution modeling, trend/variance analysis, forecasting), benchmarking, and executive level storytelling with data
•    Proficiency with advanced Excel; working knowledge of statistical/analytical tools and BI visualization (e.g., Power BI/Tableau).
•    Executive presence with strong verbal, written, and presentation skills; comfortable with prospects and C suite audiences.
•    Ability to attend in-person client, company, department, and team meetings as required, including industry training sessions.
•    Ability to work on a computer for a prolonged amount of time.
•    Ability to travel by automobile and aircraft.
•    Ability to comply with all company policies and procedures, proactively protecting the confidentiality of client and company information.
•    Ability to work outside of normal business hours as needed.
•    Legally able to work in the United States

This position may be eligible for annual discretionary bonus consideration.

Lockton offers a competitive benefits package which includes medical, dental, vision, 401k plus match, life, salary continuation, long-term disability, wellness program, flexible spending accounts, legal benefit, identity theft protection, accident insurance, critical illness, hospital indemnity, pet insurance, and mental health benefits.

PLEASE NOTE- The salary range below is an estimate. The salary offered may vary depending on the candidate’s geographic location, job-related knowledge, experience, education, certifications, and skills.